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Jamilah Davis-Williams

Hi, I’m Jamilah — The Budget Boss™ 👋 I help hardworking women save their first $1,000 in 90 days with simple budgeting strategies that actually work.💌 When you subscribe, you’ll get my monthly “Money Matt(hers)” Newsletter filled with tips, tools, and encouragement — plus instant access to my free [90-Day Savings Tracker.

Joy Over Debt
Featured Post

🎁 Joy Over Debt: 5 Ways to Enjoy the Holidays Without Breaking the Bank

Money Matt(hers) Newsletter November Edition Hey Budget Boss Fam 💙, The holidays are here — lights twinkling, candles burning, and spending happening everywhere! ✨ But while everyone else is swiping credit cards and stressing later, you’re going to celebrate smart, save more, and walk into 2026 debt-free and confident. 🙌🏾 This season isn’t about overspending — it’s about intentional giving, joyful moments, and protecting your peace (and your wallet). Let’s talk about how to enjoy the holidays...

State of Emergency

October Money Matt(hers) Newsletter 🚨 State of Emergency: Protect Your Finances Before 2026 Hey Budget Boss Fam 💙, This is not a drill. Over 300,000 African American women lost jobs in Spring 2025, and the impact is shaking families everywhere—mentally, emotionally, and financially. That’s why this month, we’re sounding the alarm: it’s time to save, build a cushion, and create extra income streams that won’t take you away from your family or force you into extra daycare costs. 💰 3 Ways to...

No More Staying Stuck

Time to Reset Money Matt(hers) Newsletter September Edition, Vol. 1 Hey Budget Boss Fam, You did it! 🙌 Whew chile, you survived the busy, fun-filled summer—cookouts, road trips, family gatherings, late nights, and lots of extra spending. Now that the kids are back in school and routines are returning, it’s the perfect time to reset, refocus, and get back to budgeting. The truth is this: No more excuses. ❌ No more excuses for not having at least $1,000 - $5,000 saved. ❌ No more excuses for...

No More Staying Stuck

Jamilah Davis-Williams Coach & Workshop Facilitator Money Matt(hers) August Edition, Vol. 1 Hey Budget Boss Fam, We’re officially past the halfway mark of 2025 — and if your budget is off track, you're not alone. Maybe life happened. Maybe overspending crept in. Or maybe you never really got started. But here's the truth... No more excuses. No more being stuck in the same financial position.If you want different results, it’s time to take different action. And it starts today. 💥 Let’s talk...

Mid-Year Money Reset

Jamilah Davis-Williams Coach & Workshop Facilitator Money Matt(hers) Newsletter July Edition, Vol. 1 Hey Budget Boss Fam, Can you believe we’re already halfway through 2025? 😮 The year may be flying by, but there’s still plenty of time to take control of your finances and finish strong. Just like hitting “refresh” on your browser, sometimes our financial goals need a Mid-Year Money Reset. Whether you’ve had a few setbacks or just need a jump start, here are 5 powerful, faith-centered...

Don't Just Enjoy Summer, Use it to Prepare!

Jamilah Davis-Williams Coach & Workshop Facilitator Money Matt(hers) Newsletter June Edition, Volume 2 Hey Budget Boss Fam, Summer is in full swing—school is out, pool days, popsicles, cookouts, and spontaneous weekend trips. It’s a time to relax and recharge. ☀️ But while you’re soaking up the sun, I want to lovingly remind you of Proverbs 6:6–8: “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and...

Enjoying Summer on a Budget

Jamilah Davis-Williams Coach & Workshop Facilitator Money Matt(hers) Newsletter June Edition Hello Budget Boss Fam, Whew chile—summertime is in full swing! And while the kids are out of school and the sun is calling your name, your wallet might be side-eyeing you like, “We doing what now?” But let me encourage you—you can have an amazing summer without draining your account. Whether you're on a mission to save $1,000, crush debt, or just enjoy life while being financially wise, I got you!...

Recession-Proof Your Money

Money Matt(hers) Newsletter Dear Budget Boss Fam, Let’s be real—times are uncertain. Whether it’s rising prices, corporate layoffs, or whispers of a recession, many women are quietly asking:“What if I lose my job or my business income decreases?”“Will I have enough to cover an emergency?”“What can I do now to make sure I’m not caught off guard later?” If you’ve asked yourself these questions, you’re not alone—and you’re not powerless. The truth is, financial peace of mind isn’t just about...

Teaching The Next Generation Money Matters

Jamilah Davis-Williams Coach & Workshop Facilitator Money Matt(hers) Newsletter 📢 Teaching Kids, Teens & Young Adults About Money Dear Budget Boss Fam, Did you know that money habits start forming as early as age 7? Yet, most schools don’t teach personal finance, leaving young adults to learn about money the hard (and expensive) way. During this Financial Literacy (Capability) Month, let’s change that! By teaching financial literacy early, we can set the next generation up for wealth, not...

Jamilah Davis-Williams Coach & Workshop Facilitator Stop Wasting Money on Bank Fees – Keep More of YOUR Cash! Dear Budget Boss Fam, Bank fees may seem small, but they add up quickly — draining your hard-earned money! Hidden charges like overdraft fees, monthly maintenance fees, and ATM withdrawal costs can cost you hundreds or thousands of dollars a year. But here is the good news: A few smart banking moves can help you avoid these unnecessary fees and take control of your finances. April is...